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Does a Wedding Photographer Need Insurance?

York wedding photographerIt’s the big question that many photographers had answered the hard way. As a York wedding photographer, you might be wondering why an insurance is important. What do you get from it?

You don’t need a fire to break out before you install the fire alarm. We don’t want you, a professional photographer, to go through unfortunate incidents before you decide that getting an insurance is important.

You stay protected

This is the main purpose of insurance. The kind of protection that you get tend to be the ones that deal you a lot of money. You never know when you’ll be faced with such moments and that’s why insurance is important.

For example, you lost your camera 3 days before a job. The battery and memory card is also lost with it. Buying a new one isn’t cheap and it might even cost the same with the amount you’re paid for that job. Insurance can help cover that fee, however, and let you buy a new one without having to spend a cent. This is just an example of how you can protect yourself in the case of emergency.

You show seriousness

If you’re serious about your job, you definitely don’t want to miss it. One way to keep your career free of hindrances is to have an insurance that will act as a safety net. A professional career is a long way that requires effort, time and discipline. It can all be for naught in just a moment.

Learn from a professional York wedding photographer. You can see her site at www.joannebphotography.co.uk. She’s very serious when she says that you’d be stupid to not have an insurance with you. What’s the harm in protecting yourself and your career in the long run? Clients tend to think that she’s the real deal when she mentions it and shows her proof.

How passionate are you about your job?

Investment and protection

Remember that insurance doesn’t just suck out your money. It’s also a form of investment for you. You won’t lose your money unless you’ve claimed too many times. Most company will even give a big discount for their clients that never claimed for a certain amount of time.

Getting an insurance, in the beginning, may seem to be heavy. The cost isn’t cheap and you might think that it’s such a waste of money if nothing happens. We don’t hope for anything to happen, remember.

Clients and venues need it

Some venues favor one photographer over another due to the fact that they are, of course, professional and also insured. In the case anything happens, they can always count on the photographer’s insurance to deal with it.

Some clients are pretty worrywarts and they won’t do if their photographer simply isn’t insured. It’s not a weird thing because the wedding isn’t something that you do every day. It’s a very special occasion. No one wants it ruined and one will do everything to prepare for that day.

There are many reasons for a York wedding photographer to take out an insurance, but if protection isn’t a strong enough reason, no one would know what is.